Business Insurance
From start-ups to Fortune 500 corporations, our business insurance products are designed to protect your enterprise from the unexpected, ensuring your financial stability, protecting your assets, and enabling you to focus on what truly matters – growing your business.
Learn more about our business insurance policies below, backed by our industry expertise, responsive support, and a commitment to your peace of mind.
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Directors & Officers Insurance
Directors & officers (D&O) insurance is a cornerstone for safeguarding the personal assets of individuals in leadership roles within an organization. Serving as a vital financial safety net, it acts as a formidable shield, guarding directors and officers against the potentially ruinous aftermath of legal claims arising from their leadership decisions.
This coverage empowers leaders to make strategic decisions with confidence, unburdened by the constant fear of severe financial consequences. In essence, D&O insurance is a cornerstone for leadership stability and confident decision-making.
Directors & Officers InsuranceErrors & Omissions Insurance
Errors & omissions (E&O) insurance provides protection for personal assets in a litigious society, establishing a critical foundation for financial stability when confronted with allegations of negligence.
E&O insurance assumes a pivotal role in upholding one’s professional reputation, instilling trust in clients, and enabling the continuous practice of their profession, even amidst legal challenges.
Errors & Omissions Insurance
General Liability Insurance
General liability insurance provides an organization’s vital protection against potential devastating legal claims stemming from bodily injury, property damage, or personal injury arising from your business activities, signifying your dedication to safety and earning your clients’ trust.
Beyond its role in offering financial security through the coverage of legal defense expenses and settlements, this insurance also proves invaluable in meeting contractual obligations.
General Liability InsuranceTrade Credit Insurance
Trade credit insurance protects businesses that extend credit to customers from the risk of non-payment. Whether a customer can’t pay because of insolvency, bankruptcy, or other reasons, your coverage helps keep your receivables and cash flow on track.
At MFE Insurance, we connect you with trade credit professionals who review your customers’ credit history and payment patterns to find coverage that fits your risk. The credit information that comes with your policy can also help your credit department make faster decisions.
Trade Credit Insurance
Umbrella Insurance
Umbrella insurance acts as a protective buffer, stepping in to cover expenses that surpass the coverage limits of your primary insurance policies.
In practical terms, this means that should you encounter a substantial claim or lawsuit that exceeds the limits set by your auto, homeowners, or other insurance policies, your umbrella insurance policy is there to provide a financial bridge, ensuring your peace of mind and financial security.
Umbrella InsuranceWorkers’ Compensation Insurance
A workers’ compensation insurance policy stands as a testament to your commitment to your team’s welfare and your business’s financial security.
It guarantees that your employees receive essential medical care and financial assistance in the event of work-related injuries or illnesses, showcasing your genuine care for their well-being. This encompassing coverage includes medical bills, lost wages, and rehabilitation expenses.
Workers’ Compensation Insurance
Common Questions We Hear About Business Insurance
Most states require employers to carry workers’ compensation insurance, and failing to carry it can lead to large fines or even jail time in some states. Our team confirms the requirements for each state where you have employees.
Many businesses pay no more than a few hundred dollars a year for E&O insurance. Premiums rise with your company’s size, number of employees and the coverage amount you choose.
Yes. MFE clients have secure 24/7 access to their policy documents through our client portal, including certificates of insurance they can download and print anytime.
Submit a quote request through our online application or contact our team directly. We will review your operations, contracts, and risk exposures, then compare options from carriers like Travelers, The Hartford, Chubb, Nationwide, and USLI to build coverage that fits your business.
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Insurance solutions designed for your unique industry. Contact MFE Insurance today.